The New York Times - With most lenders requiring home buyers to put down at least 20 percent — and sometimes, with more expensive properties, an even greater amount — the best holiday gift some people might receive would be help with the down payment. Under federal tax law, each individual is permitted to... MORE

Marcia Hadeler
Realtor®
CRS (Certified Residential Specialist)
SFR (Short Sales/ Foreclosure Certified)

Coldwell Banker - BOV
707 251-2356 Office
707 815-0569 Cell
707 253-1042 Fax